Making Home Affordable Program

What is "Making Home Affordable" all about?

You may be eligible for a lower monthly payment!


Making Home Affordable is part of President Obama's comprehensive strategy to get the housing market back on track. Through the Making Home Affordable Program, up to 9 million American families may be eligible to refinance or modify their loans to a payment that is affordable now and into the future.

To find out more about the "Making Home Affordable" program... visit

How do I know if I am eligible?  

You may be eligible if:

  • You are the owner occupant of a one to four unit home  

  • The loan on your property is owned or securitized by Fannie Mae or Freddie Mac.  

  • At the time you apply, you are current on your mortgage payments (current means that you haven’t been more than 30-days late on your mortgage payment in the last 12 months or, if you have had the loan for less than 12 months, you have never missed a payment)

  • You believe that the amount you owe on your first mortgage is about the same or slightly less than the current value of your house

  • You have income sufficient to support the new mortgage payments

  • The refinance improves the long term affordability or stability of your loan.  

To find out more about the "Making Home Affordable" program... visit


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